As a mission driven organization, we build high quality single-family homes for those that are priced out of San Antonio's market.
Check out our requirements below to see if you qualify.
Total family income must be at or below the 100% or 120% amounts shown below based on family size and house location. See home information page for maximum family income applicable to that home. Monthly PITI payment (principal, interest, taxes and insurance) cannot exceed 33% of gross monthly income. Your lender will certify that you meet the income requirements.
|2022 Maximum Family Income||$69,650||$79,600||$89,550||$99,500||$107,450||$115,400||$123,350||$131,300|
Cross Timber Homes provides you with the knowledge and skills necessary to be a successful homeowner. Required classes for Cross Timber Homebuyers include:
- First Time Homebuyers - The Homebuyer Education Program is a comprehensive program that is based on standardized curriculum.
- Home Repair Essentials - This hands on class teaches you the skills to make common repairs and preventative maintenance for your home.
Cross Timber sells homes to first-time homebuyers who want a new high-quality housing that is affordable, not to investors.
- Homebuyers must self declare that they will remain in home a minimum of 5-years
- Resale restrictions may apply during this 5-year period
Homebuyers will be required to put 1% of the purchase price in an escrow account before construction begins. When construction is complete, the builder's deposit will be credited toward the down payment or closing costs.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.